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13 articles found

Wealth Awakening

Bottom-Fishing Is the Fastest Suicide: Understand the "Jenga Tower Effect" to Survive a Crash

Years ago, I was also a fool who stared at candlestick charts deep into the night, convinced I could bottom-fish and escape at the top — until the 2020 pandemic crash wiped out the down payment I'd saved for a home. A crash is never a wipeout to zero, so why does it bankrupt some people and leave others untouched? This article uses the "Jenga Tower Effect" to dissect the true nature of a crash, explain why no one can precisely predict the bottom, and lay out the three iron rules for retail investors to survive a crash.

7 min
Wealth Awakening

9 Iron Rules Stock Pros Use to Make Money: Rule 1 Slaps You, Buying the Dip Is Amateur Behavior

You think buying the dip is smart, but 90% of retail investors either get trapped after buying or panic-sell on a tiny rebound. This article reveals the 9 iron rules stock pros actually use, starting with Rule 1 "entering the market without a system is giving your money away", breaks down 5 Taiwan-specific blind spots retail investors most often fall into, and gives you a decision framework that doesn't rely on luck or brands. Per SITCA statistics, Taiwan retail investors' average holding period is far shorter than institutional investors, and many rush to exit at the first sign of breaking even. The 2022 Taiwan Weighted Index correction fell from 18,000+ to around 12,600 — a drop of over 30%. Buying after only a 10% drop means enduring another 20% before losses start shrinking. Includes 5 core controls for retail investors (entry timing, capital allocation, stop-loss discipline, news response speed, emotional control), real arithmetic comparing 100% lump-sum vs 5-equal-lot entry, and 3 questions to ask before clicking buy. Get a framework built on discipline and survival, not stimulation.

7 min
Wealth Awakening

Is Catching the Falling Knife the Fastest Way to Lose Everything? 4 Rules to Survive a Crash

I once lost my down payment during the 2020 pandemic crash before realizing that catching falling knives is the fastest way to financial ruin. This article uses the Jenga Tower Theory to break down why crashes are unpredictable, exposes how central banks inadvertently pile up dry timber, and walks you through 4 iron rules: control stock allocation, hold cash, diversify broadly, never panic-sell. Build your safe harbor before the storm arrives.

16 min
Wealth Awakening

Money Earned by Luck Will Be Lost: 5 Psychological Traps Behind Retail Losses

When TSMC hit NT$1,000 you didn't dare buy. At NT$800 you still didn't dare. You finally chased it at NT$1,000 — and it dropped. This isn't your fault — it's how the human brain is wired. Behavioral finance shows psychology drives investing more than you think. People who make money by luck tend to repeat the same approach next time. This article breaks down 5 psychological traps that drain retail accounts. Reading it could save you a million.

16 min