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Hitting your first NT$1,000,000 (about US$32,000) isn't just a number, it's the threshold that flips you from the labor class to the capital class. Here are 3 painless forced-savings methods, the 50-30-20 budget split, and the compound-interest logic that lets ordinary people retire a decade early.
Salary not going up, prices rocketing, and your account balance just spinning its wheels? You know compounding is powerful, but one million feels like a distant planet. The truth is, the hardest part of personal finance isn't the lack of money—it's the lack of a roadmap. This article breaks the zero-to-one-million journey into three executable stages: stop the bleeding, build the pool, roll the snowball. Kill the subscription vampires, park your spare cash in a high-interest account, then start compounding with just NT$3,000 a month. Three deceptively simple moves that double and redouble your snowball over 30 years.