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#階級焦慮

Spending NT$1 Million on a Bilingual Kindergarten: How Aspirational Parenting Can Undermine Retirement Savings

An evidence-based look at how private bilingual kindergartens and high-cost enrichment classes can quietly drain family savings, and what behavioral finance research says about redirecting those monthly budgets into long-horizon index investing.

2026.06.22 12 min

Wealth Awakening

Will Buying a Small Home First Bankrupt You When You Upgrade? The Ugly Math Behind the Trade-Up Trap

Agents love selling 'buy small first, upgrade later' — but it's a financial trap. We expose the hidden chain of capital gains tax, agent fees, and self-use rebate landmines, then show you how the wealthy separate usage from ownership and rent freely using passive income.

2026.06.22 13 min