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#追高殺低

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Wealth Awakening

Why Do You Buy the Dip and Lose? Nine Iron Rules for Retail Investors to Turn the Whales into Your ATM

Down 10% you wait. Down 20% you fear. Down 30% you give up. A 10% rebound brings doubt, 20% brings anxiety, 30% brings all-in FOMO — this isn't bad luck; it's the inevitable outcome of human nature. This article distills nine iron rules that walk retail investors from "catching every falling knife" to "exiting with logic," centered on three things: hold fewer names, review every trade, and enforce strict stop-losses. Master these and retail investors may stop being lambs led to slaughter and start becoming consistent winners.

7 min
Wealth Awakening

99% of S&P500 Buyers Won't Save Enough for Retirement: The Real Logic Behind Correct DCA

Everyone around you says buying the S&P500 is the right move, but fewer than 1% of investors actually complete a 20-year accumulation plan. The problem is not the S&P500 itself, but how you execute dollar-cost averaging. This article uses a real 2020 COVID-crash account gap and a 20-year compounding shortfall of over NT$1 million to break down the chronic trap of "saving less the longer you DCA." You will get a three-step retirement plan tailored to four life stages and four iron rules that turn this tool into real wealth. Stop blaming the market. The leak is in your behavior. Read on and fix your execution starting today.

9 min