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#投資心法

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Wealth Awakening

Is Diversification a Trap? The Truth About Why 10 Stocks Diversified Your Losses More Neatly

Open your brokerage account—over a dozen stocks, ETFs spanning every category, and you think this is risk diversification? The truth: you've just spread your money across highly overlapping assets that fall together. This article unpacks the three biggest "fake diversification" traps that retail investors fall into, and teaches you how to dynamically balance diversification and concentration based on your capital size and stress tolerance. Investing is never a binary choice—it's a dynamic balance that matches your stage.

6 min
Wealth Awakening

The Poor Chase Speed, the Rich Chase Stability: 3 Secret Paths to Getting Wealthy Slowly

In Taiwan, only 1 in 3 brokerage account holders actually makes money long term. Same market, same tools, same year — a NT$40k/month customer service rep saved enough for a two-bedroom down payment in 3 years, while a NT$1M/year engineer lost his parents' wedding fund in the same period. The difference isn't luck. It's whether you truly understand what a stock is, can accept going slow, and never make a fatal mistake. This article opens the 3 secret paths to slow wealth building.

11 min