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#小資族存錢

One Bubble Tea a Day for 30 Years: How the Latte Factor Costs You a House

That NT$70 bubble tea looks harmless, but compounded over 30 years it could swallow the down payment on your future home. We unpack the Latte Factor with real math, expose the three hidden spending traps ensnaring Taiwanese young professionals, and hand you three painless rules to take back control of your finances starting today.

2026.06.22 12 min

Wealth Awakening

Hit NT$1M and Your Life Unlocks: 3 Painless Forced-Savings Hacks

Hitting your first NT$1,000,000 (about US$32,000) isn't just a number, it's the threshold that flips you from the labor class to the capital class. Here are 3 painless forced-savings methods, the 50-30-20 budget split, and the compound-interest logic that lets ordinary people retire a decade early.

2026.06.22 10 min