Wealth Awakening
Taiwan's Young People's Collective Financial Tragedy: Not From Not Trying, But From Choosing Wrong at 25
For ordinary people, the thing that crushes them financially is rarely an accident or sudden job loss—it's that single moment at 25, earning just over NT$30,000 a month, when they didn't even realize they were making a choice. As society is saturated with a collective anxiety of "if you don't buy now you'll miss out," and a bank officer uses a "personal loan to top up your down payment" to crunch a seemingly clever number—you think you're fighting inflation, but you're actually chaining yourself into a 30-year financial cage. This article breaks down the real cost of that pivotal choice at 25, and another path you could take.
