Wealth mindset, business thinking, asset allocation
At 18, fresh out of high school, facing the dilemma of college vs. work? This article uses real data to help you calculate: the true cost of four years of college (including opportunity cost of up to NT$3 million), the actual salary gap between education levels, and the third path beyond just go to college or start working. Plus 5 financial habits to start building at age 18.
Perplexity CEO Aravind Srinivas shared two entrepreneurship lessons on the 20VC podcast: from Nvidia's Jensen Huang, always operate with a sense of crisis. From Elon Musk, work for mission, not money. Together, these form a powerful framework for wealth mindset and sustained ambition.
6/22 close: Dow +0.29%, Nasdaq -1.32%. Premarket: S&P -1.48%, Nasdaq -2.5%. This article covers Alphabet's AI talent flight, oil dropping 3%, Micron's earnings preview, PCE inflation, and 3 practical action tips for Taiwan investors.
On 6/22/2026 SpaceX (SPCX) plunged 16.43%, the third straight down day, with cumulative drawdown above 23% and a single-day market-cap wipe of about $400B. The company announced its first investment-grade bond of at least $20B, with filings disclosing roughly $100.8B cash. Why issue bonds with a hundred billion in cash? Because AI burns $2 for every $1 earned, and Oppenheimer forecasts net debt will rise by $400B by 2031. Debt becomes the primary funding source. Four concrete takeaways for Taiwan investors.
Having money in stocks and Bitcoin but no usable cash can create real anxiety. The issue is not only net worth; it is liquidity, cash flow, and the ability to survive volatility without selling at the wrong time.
You think you are collecting safe monthly income while lying back, but you are actually feeding your retirement savings into a hidden risk black hole. We expose the real face of non-investment-grade bonds: dividends paid from your own principal, cascading default waves, emerging market currency risk, and the harvest logic that lets financial institutions keep winning while you lose.
Think saving a few dollars a day is building wealth? Yet at month's end your balance still keeps you up at night. This piece ruthlessly breaks down four fatal 'poor-person' saving habits: trading hours for pennies, hoarding fake needs during sales, scrimping ruthlessly on health and self-growth, and chasing sticker price while ignoring cost-per-use. Each one quietly drains your savings. You'll recognize which traps you've fallen into, and learn how to swap a poor saver's mindset for the wealthy mindset that actually moves you up the income ladder.
The 3 hours after you clock out decide whether you stay broke or break into real wealth. The rich in Taiwan never doom-scroll, never chase gig deliveries, and never drink away their nights at client dinners — they quietly do these 4 things instead. This piece rips open the hidden truth about your golden hours after work and shows you exactly how to escape the bottom, build passive income, and let money get pulled into your life like a magnet.
Raising one child from birth to college in Taiwan burns NT$6M on a tight budget — or over NT$10M with the full premium package. Funnel that same NT$8M into Yuanta 0050 index compounding and it balloons to NT$25–30M in 20 years, paying out NT$1.5M in annual passive dividends. While average couples drown in diaper bills and cram-school fees, DINK couples have already reached financial freedom. We tear apart the brutal financial trap of parenthood — and expose why raising kids for old-age security is a bankrupt Ponzi scheme.
Think certificates are self-investment? They are actually an emotional comfort purchase! We dissect three useless certificate traps (management, lifestyle, and outdated skills), expose the training industry's profit machine, and reveal the three high-leverage skills—sales, automation, and AI—that actually build your first fortune.