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#房貸壓力

The NT$2M Renovation Credit Trap: Buying Status or Buying Assets?

You just got the keys to your new home, but sinking NT$2M into lavish renovations via personal credit is a silent path to bankruptcy. We break down why renovations are liabilities, not assets, expose how designer upselling doubles your budget, and reveal the wealth-building strategy the rich actually use to keep their cash flow alive.

2026.06.22 11 min

Wealth Awakening

5 Fake-Asset Traps: 90% of the Poor End Up Working for the Bank

Why does your paycheck keep rising while your bank balance stays flat? 90% of broke people don't lack income — they spend on five fake assets. This article breaks down the five major money leaks: new cars, mortgages, eating out, shopping, and subscriptions, and shows you how to redirect the cash flow.

2026.06.17 12 min