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#家庭財務黑洞

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Wealth Awakening

Handing Your Paycheck to Your Parents for 5 Years? You Just Lost NT$1.2M

Handing your salary to your parents sounds like filial piety and safe saving, but it's actually the most lethal financial trap for young adults. From inflation-destroyed fixed deposits to 20-year savings-insurance lockups, from family piggy-bank raids to stolen first-time-buyer mortgage eligibility, this piece rips apart the four hidden disasters behind 'let mom manage your money' and gives you a concrete escape plan.

7 min
Wealth Awakening

Lend Money to Relatives? 4 Tactics to Escape Taiwan's Face-Saving Vampire Trap

Lending to relatives isn't kindness — it's slow-motion financial suicide. The moment you wire your savings out of guilt, you fall into Taiwan's most lethal face-saving debt trap. We dismantle the hidden logic of bank risk models, opportunity cost, and family blackmail — then arm you with four systematic defenses: play poor, lock your assets, use your partner as a shield, and treat loans as sunk-cost charity.

14 min