S&P 500 at 7,600 and Nasdaq at 27,000! The 3 Places the Wealthy Are Quietly Moving Money
S&P 500 at 7,600 and Nasdaq at 27,000 — your finger is already on the order page. This article breaks down the three places the wealthy move capital at market highs instead of chasing them (short-term Treasuries plus money market funds, relatively cheap defensive sectors, and emergency reserve top-ups), and runs three end-state scenarios comparing lump-sum NT$300K entry at the high vs DCA entry. It closes with three Taiwan-specific blind spots for local investors and a 4-step action plan. The S&P 500's current CAPE ratio is in a relatively elevated zone, meaning new entrants get less future return for the same dollar than three years ago. Recent data shows institutional flows into short-term Treasuries and money market funds have reached historic highs — these investors aren't bearish on stocks, they are simply preserving dry powder. For Taiwanese investors, similar positioning can be done via Taiwan-listed short-term Treasury ETFs, USD time deposits, or USD money market funds. Includes emergency reserve design (6 to 12 months of expenses), bullet allocation (20–30% in short-duration Treasuries), and FX cost transparency for the local market.
