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Wealth Awakening

TAIEX at 43,500: The Warning Signs of a Crash! The Fully-Invested Are Walking Toward a Cliff

That friend who never watches the markets starts asking you what to buy now. Two office workers at a convenience store chat about "AI—if you don't buy now, you'll miss out." Nobody in the group is talking about risk anymore. These are the most dangerous signals. With TAIEX at 43,500 and U.S. stocks repeatedly hitting new highs, the fully-invested are walking toward a cliff. Understand these three crash warning signs, and retail investors can survive a crash—no one needs to precisely predict the top; you only need to know that when these three signals appear at the same time, your behavior has shifted from investing to gambling.

7 min
Wealth Awakening

Bottom-Fishing Is the Fastest Suicide: Understand the "Jenga Tower Effect" to Survive a Crash

Years ago, I was also a fool who stared at candlestick charts deep into the night, convinced I could bottom-fish and escape at the top — until the 2020 pandemic crash wiped out the down payment I'd saved for a home. A crash is never a wipeout to zero, so why does it bankrupt some people and leave others untouched? This article uses the "Jenga Tower Effect" to dissect the true nature of a crash, explain why no one can precisely predict the bottom, and lay out the three iron rules for retail investors to survive a crash.

7 min
Wealth Awakening

Retail Investors Fear Crashes, the Wealthy Wait for Them: The Underlying Logic of 5 Things That Make the Rich Richer in a Crash

The market is limit-down, your phone screen is full of red, and your first reaction is to sell and run — but have you considered that at the very same second, the truly wealthy are doing the exact opposite? Retail investors fear crashes, the wealthy wait for them. The gap is not capital, not information, it is mindset. This article breaks down the five things the wealthy do in a crash: hold cash, buy core assets, execute rebalancing, understand cycles, and use the crash for tax and cost optimization. You also get four iron rules, a four-step action plan, and a contingency plan for extreme drawdowns. TWSE data confirms: during major corrections, retail investors' net selling ratio is far higher than institutions' — they sell into the dip, then chase the rally. SITCA also shows institutional cash positions at market highs are typically more than double those of retail.

14 min