Search

All Options Trading Wealth Awakening Metaphysics Tech Growth Military Transition Self-Discipline AI Coding Academy
Current filter #房貸 All Clear filters

2 articles found

Wealth Awakening

The Home-Buying Myth Is Crumbling: 3 Datasets Expose the Wealth Trap for the Under-40 Crowd

You saved for three years to scrape together a down payment and walked out of the closing room thinking you finally did the adult thing. But with Taipei's price-to-income ratio near 15x, more than 70% of Taiwanese households' net worth locked in real estate, and a total fertility rate that has collapsed to 0.87, what was once called "the safest investment" is quietly turning into a 30-year fragility you signed without reading.

13 min
Wealth Awakening

Borrowing Money to Get Rich? The Underlying Logic of the Rich's "Aggressive Borrowing"

Ask any bank counter and the people with the most deposits are also the people with the most loans. Ask any young person stuck under credit card debt and the thing they want most is to wipe out every balance in one shot. The same kind of liability — the former treats it as fuel, the latter as a shackle. Today's article will overturn your view of debt — it won't teach you how to pay it off; it will teach you how to owe strategically. Whoever understands the interest rate spread is the one using other people's money to make their own assets work.

7 min