Wealth Awakening
Investment-Linked Insurance: The 60% Fee Black Hole and the Death Spiral That Devours Retirees
You think that monthly investment-linked insurance policy is giving you protection and growth at the same time? The ugly truth: up to 60% of your first-year premium vanishes into the insurer pocket, monthly admin fees and rising mortality charges keep draining the account, and a death spiral in old age can wipe the whole thing to zero. This is the three-layer trap agents will never warn you about.