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Taiwan Labor Pension 6% Trap: The NT$1.5M Black Hole Hiding in Your Paycheck

That 6% quietly deducted from every paycheck — is it really a ladder to retirement, or a 30-year liquidity trap? We crack open the math: at a 5% tax bracket, a NT$40K earner saves just NT$1,440 per year while forfeiting over NT$1.5 million in compounding. Here's who should opt in, and who should walk away.