Wealth Awakening
The Day You Pay Off Your Mortgage Is the Day You Start Getting Poor: The 3.5% Spread That Turns Bricks into a Cash Machine
The day you finish paying off your 30-year mortgage feels like freedom, but it's actually the peak of your financial tragedy. This article rips open the wealthy playbook for turning your home into an ATM: use a home equity line at ~2.5% to fund cash-flow assets yielding 6%+, pocketing the 3.5% spread while inflation silently wipes out your debt.