Wealth Awakening
Inflation Erodes Savings: Why Skipping Investments Can Lead to Financial Fragility in Retirement
Taiwan has seen consumer prices roughly double over the past decade, with fried-chicken lunch boxes climbing from NT$80 to around NT$150 and bubble tea from NT$35 to NT$80. This article uses a fictional 38-year-old office worker, Jia-hao, to illustrate the long-term gap between labor income and capital income, and outlines a practical, disciplined savings framework accessible to workers earning NT$30,000 to NT$40,000 per month.